This section provides information on the various pension schemes at the Council
Pensions - To find information about your pension
Contact Local Pension Partnership Administration (LPPA) and register / access your pension information via the on line portal
Link: https://www.lppapensions.co.uk/members/
Cumbria Local Government Pension Scheme is open to all employees apart from teaching staff or uniformed fire fighters who have their own pension schemes. Pensions form a valuable element of an employee's remuneration package and you are now able to access your own Local LGPS membership record securely from the LPPA website. Information is also available from the LGPS Website.
Member self service - Registration and log in details can be found here:PensionPoint • Local Pensions Partnership Administration (lppapensions.co.uk)
Cumbria's Pensions Service is administered by Local Pensions Partnership Administration on behalf of Cumbria County Council.
For pension queries please contact LPPA via their Website.
Link: Local Pensions Partnership Administration (lppapensions.co.uk)
Early release procedure
For employees who wish to apply for early release either in the interests of the efficiency of the service or under the rule of 85.
Link to: LGPS early release procedure-(DOC 408KB)
Ill Health retirement procedure
A guide for managers and employees where employees can no longer work for the Council due to ill health.
Link to: LGPS Ill Health Retirement Procedure (DOC 1MB)
Link to: LGPS Ill Health Retirement What to to Expect (PDF 432KB)
Link to: LPPA Ill Health Retirement Certificate
To refer an employee to the Occupational Health Service please follow this link to The Occupational Health Pages
Deferred Benefits procedure
For information only for managers as this procedure is managed by People Management
Link to: LGPS Deferred Benefits Procedure (PDF 680KB)
Internal Dispute Resolution procedure
For employees who wish to appeal against a pension benefits decision.
Link to: LGPS Internal Dispute Resolution (Appeals) procedure (DOC 507KB)
Pensions Discretions Policy
For managers and employees and provides the council's policy in relation to its exercise of certain discretionary functions available under the LGPS regulations.
Link to: LGPS Employer Discretions (Cumbria County Council)(PDF 279KB)
Interested in an early retirement, or retiring with more money?
Cumbria County Council are giving staff access to an new employee benefit that can offer just that!
Shared Cost Additional Voluntary Contributions (Shared Cost AVCs) facilitated by AVC Wise are a cost-efficient way to help build your retirement fund if you're a member of the Local Government Pension Scheme (LGPS).
How does it work?
As the employee, you'll agree to a reduction in salary which will be paid into your Shared Cost AVC. This is called 'salary sacrifice'. You'll pay £1 a month into your Shared Cost AVC from your gross salary and Cumbria County Council will contribute the rest of your agreed amount via salary sacrifice.
AVCWise has undertaken various presentations around the county. Please see the slides from the presentations below:-
For example
Sarah agrees with her employer to contribute £100 a month into her Shared Cost AVC via salary sacrifice.
That means she contributes a fixed monthly amount of £1 into her Shared Cost AVC from her gross salary and her employer contributes the remaining £99 via salary sacrifice.
As her employer's contribution is made through a salary sacrifice arrangement, she'll receive both Income Tax and National Insurance Contributions relief - helping her save for the future whilst saving money today!
Visit www.avcwise.co.uk/employee for more information or get in touch with the team by email support@avcwise.co.uk or call 01252 784546.
LPPA run regular pension surgeries and training courses, current events include:
LGPS Scheme Essentials
Link: Scheme Essentials
In addition to LPPA courses. Cumbria County council also runs Online Retirement courses.
Pre-Retirement
Please contact the Organisational Development and Workforce Training Team for details of Pre-Retirement courses.
Retirement Essentials Webinar
Link to: Book on to Make sense of retirement • Local Pensions Partnership Administration (lppapensions.co.uk)
- The sessions will include a summary of the retirement benefits the LGPS will provides you as a Member
- A My Pension Online demonstration illustrating the ease at which you can produce your own pension projections, update your personal details, and complete a nomination form all online
- A clear overview of the retirement process, including the options available to you when you retire. These essential information sessions will tell you what you really need to know.
Teachers Pensions are responsible for administering teachers' pensions on behalf of the government. Their job is to help teachers with their pensions and also to support the employers of teachers throughout England and Wales.
Teachers' Pensions Presentations for Members
For more information about presentations for members that are taking place in September 2021 to help employees understand their pension benefits please follow the link:
Local Pensions Partnership Administration are the people responsible for administering the firefighters' pension scheme on behalf of the government.
Link to: LPPA Firefighter Pension Scheme
For pension queries please contact LPPA via the website.
Link: Local Pensions Partnership Administration (lppapensions.co.uk)
Firefighter Pension procedures
Link to: Firefighter Ill Health Retirement Procedure (WORD 505KB)
Link to: Firefighter Ill Health Retirement What to Expect Guidance (WORD 243KB)
Link to: Firefighter Deferred Benefits Procedure (WORD 441KB)
Link to: Firefighter Internal Dispute Resolution (Appeals) procedure (WORD 431KB)
Link to: Fire Pension Discretions (2020) (DOC 1MB)
The Fire Pension Discretions for the 1992, 2006, 2015 Fire Pension Schemes and the Compensation Scheme set out how the Scheme Manager intends to exercise certain discretionary functions available within these schemes.
NHS Pensions administers the NHS Pension Scheme.
Link to: NHS Pensions Website
Link to: NHS Pensions Contact Information
